Focus On Growing Your Business

Trust Your Numbers to Experts Who Explain Them

Clean bookkeeping, clear reporting, and financial insight for business owners who want confidence, not confusion.

Welcome To Lugo Advisory

We Turn Your Financial Data Into Clear Business Decisions

Lugo Advisory is a boutique bookkeeping and financial advisory firm helping small and growing businesses gain clarity, control, and confidence in their finances.

We go beyond basic bookkeeping by combining clean books, structured reporting, and real financial insight—so you can stop guessing and start making informed decisions

What You Can Expect

Clear, easy to understand financial reports
Experienced, detail-focused bookkeeping support
Better cash flow visibility and control
Reliable, responsive ongoing support

Miguel Lugo

– Founder Lugo Advisory

1,452+

Happy Clients

3,452+

Projects Completed

15+

Years Of Experience

72+

Team Members

Our Services

What Service We Offer

We provide clear, reliable bookkeeping and financial insight designed to help business owners understand their numbers, gain control over cash flow, and make confident decisions as they grow.

Bookkeeping & Financial Management

Accurate, reliable bookkeeping in QuickBooks done consistently and correctly so your financials reflect reality.

Financial Reporting & Clarity

Profit & Loss, Balance Sheet, and cash flow reports that actually make sense and help you understand how your business is performing.

Advisory & Ongoing Insight

More than reports. We help you interpret your numbers, plan ahead, and make smarter decisions as your business grows.

A Clear, Simple Process—From Cleanup to Clarity

STEP 1

Free Initial Review

We review your current bookkeeping setup to identify gaps, issues, and opportunities.

STEP 2

Clean & Organize

We clean up your books, fix structural issues, and ensure your financials are accurate and reliable.

STEP 3

Report & Explain

You receive clear financial reports—and explanations you can actually understand.

STEP 4

Ongoing Support

As your business grows, we provide ongoing insight and support to help you stay ahead.

Get Started

HOW WE’RE DIFFERENT

Most bookkeepers focus on compliance.

We focus on clarity.

At Lugo Advisory, we don’t just reconcile accounts—we explain what the numbers mean, clean up the Balance Sheet so reports reflect reality, and help you use financial data to make better decisions.

We explain your numbers, not just prepare reports

We help you stop running your business off your bank balance

We provide insight, not just historical data

We grow with you as your business becomes more complex

SERVICE TIERS

Flexible service tiers designed to grow with your business

Whether you need clean, reliable books or ongoing strategic financial support, we offer tiered services that scale with your needs.

Not sure which tier fits?
We’ll review your current setup and recommend the right level of support.

TIER 1 – FOUNDATION

Best for
Business owners transitioning out of DIY bookkeeping who want clean, reliable books.

Monthly bookkeeping in QuickBooks
Up to 2 financial accounts reconciled
Up to 150 transactions per month categorized
Monthly Profit & Loss + Balance Sheet
Bank feed monitoring and basic cleanup
Tax-ready books
Email support

TIER 2 – GROWTH

Best for
Growing businesses that want better visibility into cash flow and performance.

Includes everything in Foundation, plus

Bi-weekly bookkeeping updates
Up to 4 financial accounts reconciled
Up to 300 transactions per month categorized
Improved chart of accounts structure
Cash flow visibility
Monthly financial summary and insights
Priority email support

TIER 3 – ESTABLISHED

Best for
Businesses with multiple revenue streams, projects, or increasing operational complexity.

Includes everything in Growth, plus

Up to 6 financial accounts reconciled
Up to 500 transactions per month categorized
Job, project, or client-level tracking (as applicable)
Profitability review by category, project, or client
Priority communication

TIER 4 – ADVANCED OPERATIONS

Best for
Established companies that need tighter financial control and more frequent oversight.

Includes everything in Established, plus

Weekly bookkeeping oversight
Up to 10 financial accounts reconciled
Up to 800 transactions per month categorized
Balance Sheet cleanup and accuracy checks
Profitability by client or project
Cash flow trend analysis
Monthly strategy check-in

TIER 5 – ADVISORY (FRACTIONAL CFO)

Best for
Owner-led businesses that want a strategic financial partner, not just bookkeeping.

Includes everything in Advanced Operations, plus

Ongoing financial oversight and advisory support
Advanced reporting and dashboards
Forecasting and forward-looking insights
Decision support for hiring, spending, and growth
Regular strategy conversations
Priority access and responsiveness

Schedule a FREE consultation

Case Studies

How We Help Our Clients

Real Financial Clarity for Real Businesses

Every business is different. Our work is tailored to your structure, goals, and level of complexity, so your numbers actually support growth.

Cash Flow Visibility for Growing Companies

We organize your financials to show where cash is coming from, where it’s going, and what’s actually available, so you can plan ahead with confidence.

Cleanup & Catch-Up for Messy Books

We clean up inaccurate or outdated books, fix structural issues, and bring everything up to date so your financial reports reflect reality.

Profitability Tracking by Client or Project

We track profitability by client, project, or job to help you understand what’s driving profit, what’s underperforming, and where to focus.

Clients Feedback

Our Clients Reviews

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